Mr. Sudipta Roy, Group Head – Unsecured Assets at ICICI Bank is a consumer banking and payments professional with over 20years of experience in Asia. He is well versed in consumer finance & credit/debit/prepaid cards products, portfolio & sales management including a deep understanding of consumer risk, allied risk management processes, fraud control & collections. Additional competencies include in-depth understanding of payments systems with specific focus on transit systems and cards technology and operations systems having designed and customized a core cards system from scratch during a green field launch process. He has extensive experience in India, China and Canada in the consumer payments and lending business, having built green-field cards businesses in all three countries. Before his current assignment with ICICI Bank since 2010, he has worked for Citibank & Deutsche Bank. In his current role in ICICI Bank, he is responsible for the Credit Cards, Debit Cards, Commercial Cards, Prepaid & Payments Solutions business. He also is responsible for the Personal Loans, Unsecured Business Loans and Education Loans business of ICICI Bank.
He was the recipient of Deutsche Bank’s Global Innovation Award in Consumer Finance in 2010. Under his guidance, ICICI Bank’s transit payments implementations on Credit & Debit Cards for Delhi, Mumbai, Bangalore Metro’s won MasterCard’s Best Technology Innovation Award for Asia Pacific in 2015.
He is a speaker at various forums on History of Payments, Risk & Fraud Control and Future of Payments business.
He has been part of several Government & Reserve Bank of India payments committees.
He is a Director on the boards of ICICI Merchant Services – First Data, Indian Highway Management Company Limited and Payback India Limited.
He is a chemical engineer from the Indian Institute of Technology, Kharagpur and holds an MBA from XLRI School of Management, Jamshedpur.